Refinance Home Loan

Refinance to Get the Best Fixed or Variable Home Loan in Singapore for Private and HDB properties

Please scroll down for the list of Home Loan Packages available to you

– We compare major BANKS head to head including – a_0008_Screen Shot 2016-07-02 at 2.23.20 pm a_0007_Screen Shot 2016-07-02 at 2.23.20 pm copy a_0006_Screen Shot 2016-07-02 at 2.23.20 pm copy 2 a_0005_Screen Shot 2016-07-02 at 2.23.20 pm copy 3 a_0004_Screen Shot 2016-07-02 at 2.23.20 pm copy 4 a_0003_Screen Shot 2016-07-02 at 2.23.20 pm copy 5 a_0002_Screen Shot 2016-07-02 at 2.23.20 pm copy 6 a_0001_Screen Shot 2016-07-02 at 2.23.20 pm copy 7 a_0000_Screen Shot 2016-07-02 at 2.23.20 pm copy 8
Step 1 Step 2 Step 3

Enjoy $100 voucher rebate!

*for any loan approved above $300,000

Enter outstanding loan amount ?
Kindly indicate the loan amount you would wish to refinance

Loan Tenure ?
Kindly indicate the number of years for the property loan

30 years

Loan Type ?
Kindly indicate your preferred home loan package. Variable Rates include SIBOR,SOR and Board Rate or you can choose to show both fixed and variable rate.

Bank

Bank Name Locked In Period 1st Year Installment 2nd Year Installment 3rd Year Installment Total Interest for 3 years You Save!
?
This is the total interest amount you may potentially save in three years excluding legal fees and valuation fees if you Refinance
Apply Average Monthly Installment
uob No Lock Down Period 1.75% + FHR8
($1,835.62)
1.75% + FHR8
($1,835.62)
1.75% + FHR8
($1,835.62)
28183.028853489 $28,183.03 9532.0625979714 $9,532.06 Enquire 28183.028853489
DBS FHR Package No Lock in 0M FHR8 0M FHR8 0M FHR8 More Details
uob 2 years 1.85%
($1,810.82)
1.85%
($1,810.82)
1.88%
($1,817.79)
26863.126804757 $26,863.13 10851.964646703 $10,851.96 Enquire 26863.126804757
DBS 2 Yrs Lock-In Fixed Rate Fixed Fixed Fixed More Details
uob 2 years 1.75%
($1,786.22)
1.75%
($1,786.22)
2%
($1,844.32)
26437.382360213 $26,437.38 11277.709091247 $11,277.71 Enquire 26437.382360213
SCB 2 Year Lock In Fixed Rate Fixed Fixed 1M SIBOR More Details
uob 2 years 1.85%
($1,810.82)
1.85%
($1,810.82)
1.99%
($1,843.49)
27380.568568836 $27,380.57 10334.522882624 $10,334.52 Enquire 27380.568568836
Maybank 2 Years Lock in Fixed Rate Fixed Fixed Variable More Details
uob 2 years 1.95%
($1,835.62)
1.95%
($1,835.62)
1.95%
($1,835.62)
28183.028853489 $28,183.03 9532.0625979714 $9,532.06 Enquire 28183.028853489
SCB 2 Years Lock in FDR 0M SCB FDR 0M SCB FDR 0M SCB FDR More Details
uob 3 years 1.78%
($1,793.58)
1.98%
($1,841.60)
2.28%
($1,912.76)
29026.705750098 $29,026.71 8688.3857013617 $8,688.39 Enquire 29026.705750098
RHB 3 Year Lock in Board Rate Board Rate Board Rate Board Rate More Details
uob 2 years 1.75%
($1,786.22)
1.75%
($1,786.22)
2.1%
($1,867.87)
26907.574548907 $26,907.57 10807.516902553 $10,807.52 Enquire 26907.574548907
CITIBANK 2 Year Lock in Fixed Rate (Citigold) Fixed Fixed 1M SIBOR More Details
uob 2 years 1.80% + Fixed
($2,121.53)
1.85% + Fixed
($2,134.71)
0.85% + Fixed
($1,887.01)
40074.02550545 $40,074.03 NIL Enquire 40074.02550545
CITIBANK 2 Year Lock in SIBOR (Citigold) 1M Fixed 1M Variable 1M SIBOR More Details
uob 1 year 0.50% + SIBOR
($1,786.22)
0.50% + SIBOR
($1,786.22)
0.65% + SIBOR
($1,820.94)
25967.345760629 $25,967.35 11747.745690831 $11,747.75 Enquire 25967.345760629
UOB 1 Year Lock In 1M SIBOR 1M SIBOR 1M SIBOR 1M SIBOR More Details
uob 2 years 1.95%
($1,835.62)
1.95%
($1,835.62)
2.15%
($1,882.80)
29124.959312359 $29,124.96 8590.1321391014 $8,590.13 Enquire 29124.959312359
UOB 2 Years Lock In Fixed Rate Fixed Fixed 0M UOB 14m FDPR More Details
uob 2 years 1.68%
($1,769.12)
1.78%
($1,792.83)
3.68%
($2,262.74)
34147.62291239 $34,147.62 3567.4685390698 $3,567.47 Enquire 34147.62291239
Maybank 2 years Lock in Board Rate Variable Variable Variable More Details
uob 2 years 0.35% + SIBOR
($1,749.70)
0.35% + SIBOR
($1,749.70)
0.35% + SIBOR
($1,749.70)
23076.356263685 $23,076.36 14638.735187775 $14,638.74 Enquire 23076.356263685
CITIBANK 2 Year Lock in SIBOR 1M SIBOR 1M SIBOR 1M SIBOR More Details
uob 2 years 1.65% + FHR8
($1,810.82)
1.65% + FHR8
($1,810.82)
1.65% + FHR8
($1,810.82)
26722.039567575 $26,722.04 10993.051883886 $10,993.05 Enquire 26722.039567575
DBS FHR8 Rate (2 Year Lock in) 0M FHR8 0M FHR8 0M FHR8 More Details
uob 2 years 0.40% + SIBOR
($1,761.82)
0.40% + SIBOR
($1,761.82)
0.55% + SIBOR
($1,796.25)
24508.628997322 $24,508.63 13206.462454138 $13,206.46 Enquire 24508.628997322
HSBC 2 Years Locked In SIBOR 1M SIBOR 1M SIBOR 1M SIBOR More Details
uob 2 years 1.75%
($1,786.22)
1.85%
($1,810.07)
1.95%
($1,833.37)
26689.082289995 $26,689.08 11026.009161465 $11,026.01 Enquire 26689.082289995
Hong Leong 2 Years Fixed Rate Fixed Fixed Board Rate More Details
uob 2 years 1.75%
($1,786.22)
1.85%
($1,810.07)
1.95%
($1,833.37)
26689.082289995 $26,689.08 11026.009161465 $11,026.01 Enquire 26689.082289995
Hong Leong 2 Years Lock In Board Rate Board Rate Board Rate Board Rate More Details
uob 2 years 1.75%
($1,786.22)
1.80%
($1,798.12)
2.15%
($1,880.10)
27386.277235693 $27,386.28 10328.814215767 $10,328.81 Enquire 27386.277235693
CITIBANK 2 Yrs Lock In Fixed Rate Fixed Fixed 1M SIBOR More Details
uob 2 years 1.00% + TDMR 24
($1,761.82)
1.00% + TDMR 24
($1,761.82)
1.00% + TDMR 24
($1,761.82)
23804.703318823 $23,804.70 13910.388132637 $13,910.39 Enquire 23804.703318823
HSBC 2 Yrs Locked In TDMR24 0M TDMR 24 0M TDMR 24 0M TDMR 24 More Details
uob No Lock Down Period 1.60%
($1,749.70)
1.65%
($1,761.45)
1.70%
($1,772.88)
23788.178127324 $23,788.18 13926.913324136 $13,926.91 Enquire 23788.178127324
OCBC No Lock In OHR OCBC Home Rate OCBC Home Rate OCBC Home Rate More Details
uob 3 years 1.95%
($1,835.62)
1.95%
($1,835.62)
1.95%
($1,835.62)
28183.028853489 $28,183.03 9532.0625979714 $9,532.06 Enquire 28183.028853489
HSBC 3 Years Fixed Rate Fixed Fixed Fixed More Details
uob 2 years 1.70%
($1,773.99)
1.75%
($1,785.85)
2.1%
($1,867.48)
26655.908763654 $26,655.91 11059.182687806 $11,059.18 Enquire 26655.908763654
CITIBANK 2 Yrs Lock In Fixed Rate Fixed Fixed 1M Fixed More Details
uob No Lock Down Period 1.75% + UOB 14m FDPR
($1,848.10)
1.75% + UOB 14m FDPR
($1,848.10)
1.75% + UOB 14m FDPR
($1,848.10)
28914.091903075 $28,914.09 8800.9995483847 $8,801.00 Enquire 28914.091903075
UOB FDPR Completed Property 0M UOB 14m FDPR 0M UOB 14m FDPR 0M UOB 14m FDPR More Details
uob 3 years 2.08%
($1,868.16)
2.08%
($1,868.16)
2.08%
($1,868.16)
30084.570177142 $30,084.57 7630.5212743177 $7,630.52 Enquire 30084.570177142
UOB 3 Years Lock In Fixed Rate Fixed Fixed Fixed More Details
uob 2 years 1.40% + UOB 14m FDPR
($1,761.82)
1.40% + UOB 14m FDPR
($1,761.82)
1.40% + UOB 14m FDPR
($1,761.82)
23804.703318823 $23,804.70 13910.388132637 $13,910.39 Enquire 23804.703318823
UOB 2 Years Lock in FDPR 0M UOB 14m FDPR 0M UOB 14m FDPR 0M UOB 14m FDPR More Details
uob 2 years 1.85%
($1,810.82)
1.85%
($1,810.82)
2%
($1,845.84)
27427.618144229 $27,427.62 10287.473307231 $10,287.47 Enquire 27427.618144229
HSBC 2 Years Fixed Rate Fixed Fixed 1M SIBOR More Details
uob 2 years 1.78%
($1,793.58)
1.78%
($1,793.58)
2.08%
($1,863.61)
27110.62449454 $27,110.62 10604.46695692 $10,604.47 Enquire 27110.62449454
RHB 2 Years Lock-In Variable Rate Variable Variable Variable More Details
uob 3 years 1.75%
($1,786.22)
1.77%
($1,790.97)
1.79%
($1,795.59)
25547.7635879 $25,547.76 12167.32786356 $12,167.33 Enquire 25547.7635879
RHB 3 Years Lock-In Variable Rate Variable Variable Variable More Details
uob 2 years 1.68%
($1,769.12)
1.68%
($1,769.12)
2.08%
($1,862.05)
26120.502425194 $26,120.50 11594.589026266 $11,594.59 Enquire 26120.502425194
RHB 2 Years Lock-In Variable Rate Variable Variable Variable More Details
uob 3 years 1.65%
($1,761.82)
1.67%
($1,766.53)
1.69%
($1,771.11)
24089.550136497 $24,089.55 13625.541314963 $13,625.54 Enquire 24089.550136497
RHB 3 Years Lock-In Variable Rate Variable Variable Variable More Details
uob 2 years 1.80% + SIBOR
($2,121.53)
1.80% + SIBOR
($2,121.53)
0.85% + SIBOR
($1,886.67)
39828.639710578 $39,828.64 NIL Enquire 39828.639710578
CITIBANK 2 Year Lock in SIBOR (Citigold) 1M SIBOR 1M SIBOR 1M SIBOR More Details
uob No Lock Down Period 1.85%
($1,810.82)
1.85%
($1,810.82)
2.15%
($1,881.26)
28133.547088743 $28,133.55 9581.5443627176 $9,581.54 Enquire 28133.547088743
Citibank Fixed Rate Fixed Fixed 1M Fixed More Details
Enquire