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  • Home loan variable rate

    Demystifying Floating Interest Rates For Every Singaporean Who Aspires To Own A Home

    BY Eugene - July 2, 2018

    To own a home is the dream of many Singaporeans. Owning a home is not as simple as it sounds though. From choosing the location to getting a good price to finding the best home loan deals, not a single […]

  • Careshield

    6 Changes To Eldershield That You Must Know

    BY Eugene - June 26, 2018

    Change is the only constant. Cliché as it may sound, but it is true, even for some of the oldest public schemes in Singapore. From 2020 onwards, Singaporeans will no longer be covered by ElderShield. Instead, CareShield Life will replace […]

  • insurance mistake

    The Biggest Insurance Mistake That Most Singaporeans Make And How To Fix It

    BY Eugene - May 27, 2018

    For the first time ever, the Life Insurance Association (LIA) commissioned a study into Singaporeans’ critical illness (CI) coverage as part of its annual Protection Gap Study. As Singaporeans live increasingly longer thanks to better healthcare services, the chances of […]

  • Credit Card Pocket

    3 Things To Look Out For When Choosing A Credit Card

    BY Eugene - May 10, 2018

    Getting a credit card in today’s digital age is easy. The only thing you have to do is to go online, search on Google, fill in the online application and ta-da, you get your credit card in your letter box […]

  • OJ91AI0

    How To Check Your Credit Score With Banks

    BY Eugene - April 27, 2018

    Understanding Your Credit Reputation Credit is prevalent in our everyday lives nowadays. It is hard to find anyone without a credit facility these days, be it credit card, motor vehicle or mortgage loan. In the year of 2017 alone, over […]

  • 5 asset

    5-Minute Guide To Investment Assets Everyone Should Understand

    BY admin - March 28, 2018

    Investing is a time-tested way to build your wealth over time. But with so many different investment assets, it can be daunting to start investing. We want to help you remove your psychological barriers towards investing so that you can […]

  • Financial Flowchart

    4 Money Tools Every Financially Savvy Singaporean Should Know

    BY admin - March 19, 2018

    For the fifth year in a row, Singapore has been named the world’s most expensive city in the world. Living in the most expensive city in the world can be financially stressful unless you know some saving hacks to help […]

  • Savings

    Busting 4 Myths to Change Your Mind About Saving

    BY admin - March 8, 2018

    The concept of saving might be simple, it’s an act that some of us struggle with on a daily basis. Part of the struggle is because of savings myth that are crippling our savings mindset. So, here are four common […]

  • free

    7 absolutely necessary adulting tips for Singapore’s millennials

    BY Lynette Tan - March 1, 2018

    So you are graduating this year and are wondering what’s gonna happen after you are out of school. “Should I travel?” “Start sending resumes now?” Becoming an “adult” can be scary, but it doesn’t have to be so hard if […]

  • Happy Asian family

    Planning for the care and financial needs of your elderly parents

    BY Lynette Tan - February 26, 2018

    The once a year Singapore has been announced on February 19 2018 and there were a number of expected and surprising changes. The focus this year is on tackling 3 key issues Singapore is facing: Shift in global economic weight […]

  • Invest

    Avoid These 4 Investing Mistakes Singaporeans Often Make

    BY Eugene - February 20, 2018

    From chope-ing seats at hawker centres to the way we speak, Singaporeans are known to be notoriously efficient. One area that Singaporeans want to be particularly efficient in is investing. The idea of making your money work harder than you […]

  • millennial

    How millennials can save money – starting young

    BY Lynette Tan - February 14, 2018

    According to a shocking CNBC report, more and more millennials are having trouble saving money. In fact, according to a survey mentioned in the report, the percentage of young millennials with $0 savings rose from 31% in 2016 to 46% […]

  • Financial Management

    4 Free Financial Services Every Singaporean Should Take Advantage Of

    BY Eugene - February 12, 2018

    Being resourceful is one of the strengths of Singaporeans. From looking out for the latest food craze to the best food discount in town, Singaporeans have done it all. Unfortunately, such resourcefulness has been limited to food, rather than our […]

  • fire insurance

    Does my insurance cover a house fire?

    BY Lynette Tan - February 7, 2018

    Three years ago, a survey conducted by insurance company AIG found that 75% of those interviewed believed that a fire insurance will cover loss of home items due to fire, water damage or accidents. Often, when we see a fire […]

Disappointment

Disappointed With Your Endowment Returns? It’s Time To Consider ETFs

BY Eugene - January 17, 2018

Many years ago, insurance is purely about protection. You would buy an insurance to protect the family’s financials in the event of any mishap to your family’s breadwinner. But insurance has evolved into a whole new beast with time. Today, […]

wall with the drawing of dark clouds, rain and one umbrella, concept of protection and security (3d render)

Why Term insurance makes sense for most people

BY Lynette Tan - November 24, 2017

Ask around and you will realise that almost everyone owns a whole life insurance or some sort of an investment-linked insurance plan. By now, most people should know that there’s a cheaper alternative which exists in the form of Term […]

Senior Couple Leisure Outside Concept

Preparing for Retirement – Is CPF Life Adequate?

BY Lynette Tan - September 18, 2017

Singaporeans are living longer and as we age, we need to spend some time thinking about how we can finance our daily living expenses as we eventually stop work. Many of us may have the perception that we can rely […]

Group of Senior Retirement Friends Happiness Concept

Understanding The SRS And Maximising Its Benefits

BY Lynette Tan - July 5, 2017

We might all be pretty familiar with using our CPF money for property financing and investment but the Supplementary Retirement Scheme(SRS) might be less heard of. Essentially, it is a savings scheme introduced to complement your CPF savings for retirement. […]

university

Saving For Your Child’s Tertiary Education Fund

BY Lynette Tan - June 27, 2017

Many Singaporeans know that bringing up a child in Singapore is an expensive endeavour. This is especially true when we think about the education needs of the child as he or she grows. From childcare to university, parents always want […]

coins

Understanding the Bonus & Benefits of Life Insurance

BY Lynette Tan - June 6, 2017

Recently, a Facebook post of a daughter of a deceased 92-year-old woman went viral due to her difficulties in claiming the insurance benefits from AIA. In her post, she shared that her mother had bought 3 policies from AIA and […]

paper umbrella and rain with insurance themed messages

4 Costly Insurance Misconceptions You Should Avoid

BY Lynette Tan - February 20, 2017

Many of us may agree that insurance is a necessity in our lives to protect us against unfortunate incidents in our lives – sickness, accidents and death. But because it is not a product or concept that we learn in […]

protection-s

5 Questions You Need To Ask Your Insurance Agent Before Signing Anything

BY Lynette Tan - June 15, 2016

Most Singaporeans agree that getting insurance is much needed as our CPF only provide us with a very basic amount of coverage. Yet, we often view the insurance industry and agents with a kind of apprehension, partly because of the […]