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  • 5 asset

    5-Minute Guide To Investment Assets Everyone Should Understand

    BY admin - March 28, 2018

    Investing is a time-tested way to build your wealth over time. But with so many different investment assets, it can be daunting to start investing. We want to help you remove your psychological barriers towards investing so that you can […]

  • Financial Flowchart

    4 Money Tools Every Financially Savvy Singaporean Should Know

    BY admin - March 19, 2018

    For the fifth year in a row, Singapore has been named the world’s most expensive city in the world. Living in the most expensive city in the world can be financially stressful unless you know some saving hacks to help […]

  • Savings

    Busting 4 Myths to Change Your Mind About Saving

    BY admin - March 8, 2018

    The concept of saving might be simple, it’s an act that some of us struggle with on a daily basis. Part of the struggle is because of savings myth that are crippling our savings mindset. So, here are four common […]

  • free

    7 absolutely necessary adulting tips for Singapore’s millennials

    BY Lynette Tan - March 1, 2018

    So you are graduating this year and are wondering what’s gonna happen after you are out of school. “Should I travel?” “Start sending resumes now?” Becoming an “adult” can be scary, but it doesn’t have to be so hard if […]

  • Happy Asian family

    Planning for the care and financial needs of your elderly parents

    BY Lynette Tan - February 26, 2018

    The once a year Singapore has been announced on February 19 2018 and there were a number of expected and surprising changes. The focus this year is on tackling 3 key issues Singapore is facing: Shift in global economic weight […]

  • Invest

    Avoid These 4 Investing Mistakes Singaporeans Often Make

    BY Eugene - February 20, 2018

    From chope-ing seats at hawker centres to the way we speak, Singaporeans are known to be notoriously efficient. One area that Singaporeans want to be particularly efficient in is investing. The idea of making your money work harder than you […]

  • millennial

    How millennials can save money – starting young

    BY Lynette Tan - February 14, 2018

    According to a shocking CNBC report, more and more millennials are having trouble saving money. In fact, according to a survey mentioned in the report, the percentage of young millennials with $0 savings rose from 31% in 2016 to 46% […]

  • Financial Management

    4 Free Financial Services Every Singaporean Should Take Advantage Of

    BY Eugene - February 12, 2018

    Being resourceful is one of the strengths of Singaporeans. From looking out for the latest food craze to the best food discount in town, Singaporeans have done it all. Unfortunately, such resourcefulness has been limited to food, rather than our […]

  • fire insurance

    Does my insurance cover a house fire?

    BY Lynette Tan - February 7, 2018

    Three years ago, a survey conducted by insurance company AIG found that 75% of those interviewed believed that a fire insurance will cover loss of home items due to fire, water damage or accidents. Often, when we see a fire […]

  • family

    4 Money Lesson You Should Be Learning From Your Parents

    BY admin - February 4, 2018

    From walking to talking, parents have constantly been a source of our learning. Parents are always imparting their life lessons to us so that we can become more accomplished individuals. The way we think about money and utilize our money […]

  • emergency

    What’s the probability of suffering from critical illness in Singapore?

    BY Lynette Tan - January 30, 2018

    When deciding if one should buy Critical Illness(CI) insurance, discussion often surrounds how it may not be a worthwhile purchase as it is considered expensive relative to other types of health insurance. Many may view the purchase of an insurance […]

  • Savings

    Should Singapore Savings Bond Replace Your Fixed Deposits?

    BY Eugene - January 24, 2018

    Fixed deposits are the traditional choice when we think about earning interest with our additional savings. However, the Singapore Savings Bond (SSB) was introduced back in 2015 to give Singaporeans an additional (and better) option of parking their money. What […]

  • Disappointment

    Disappointed With Your Endowment Returns? It’s Time To Consider ETFs

    BY Eugene - January 17, 2018

    Many years ago, insurance is purely about protection. You would buy an insurance to protect the family’s financials in the event of any mishap to your family’s breadwinner. But insurance has evolved into a whole new beast with time. Today, […]

  • directions

    4 ways to buy insurance – which is best?

    BY Lynette Tan - January 11, 2018

    Do you know that other than going straight to the insurance agent your friend referred you to, there are many other ways you can purchase an insurance policy? Which of these is the best way and how do you spot […]

Financial Management

4 Free Financial Services Every Singaporean Should Take Advantage Of

BY Eugene - February 12, 2018

Being resourceful is one of the strengths of Singaporeans. From looking out for the latest food craze to the best food discount in town, Singaporeans have done it all. Unfortunately, such resourcefulness has been limited to food, rather than our […]

Home Loan

Guide To Mortgage Loans: HDB Loan vs Bank Loan

BY admin - December 6, 2017

Getting a home is the foundation to starting families in Singapore, according to Singaporeans. Thus, if you are considering whether to get a HDB loan or a bank home loan in Singapore to finance your home in the near future, […]

Illustration of home loan concept with icons

Is It A Good Time Now To Take Up A Fixed Rate Mortgage Loan?

BY Lynette Tan - October 3, 2017

It seems that the housing market in Singapore is finally seeing some light, after recent data showed that the private property index increased 0.5% in Q3, its first uptick after 15 periods of decline. This implies that the worst might […]

inside-apartment-design-home

Considering Whether To Take Up A Renovation Loan? Read This First

BY Lynette Tan - February 2, 2017

Many home-buyers go to great lengths to ensure that they fulfil all the requirements of the debt servicing ratio before making a purchase. Yet, many forget that other than paying for the downpayment and getting a home loan, there is […]

choice

20, 25 Or 30 Years… Should I Choose A Shorter Or Longer Home Loan Tenor?

BY Lynette Tan - July 24, 2016

At first glance, the answer seems pretty obvious to most people. Short loan tenor means less interest to pay over the loan tenor, so it must be better right? Well, we wish everything were as straight-forward. After all, there’s a […]

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“My Home loan was turned down…” – Why & How to Prevent it from happening

BY Lynette Tan - July 11, 2016

So you’ve found your dream home and is now awaiting the approval of the home loan when you get a rude shock from the bank to know that the loan application was rejected. How did this happen? You try to […]

Illustration concepts Debt

What To Do When Your Mortgage Loan Becomes Unaffordable

BY Lynette Tan - June 6, 2016

It’s official, Singapore’s home prices are considered “seriously unaffordable”. According to the 12th Annual Demographia International Housing Affordability Survey, Singapore has a “seriously unaffordable” rating of 5.0. Yet, the percentage of home-ownership in Singapore remains extremely high at more than […]

Magnifying glass over document, highlighting the words "read the fine print".  Cyan toned image.

The DBS May Day 1% Home Loan Offer – Should You Sign Up?

BY Lynette Tan - May 16, 2016

I recently logged into my ibanking account on DBS and saw that DBS is running a May Day Home Loan offer – 1% fixed rate for the first year. I did a double-take; while I’m not looking at taking a […]

mortgage-s

10 Mortgage Jargon Everyone Should Know Before Taking A Home Loan

BY Lynette Tan - February 25, 2016

Singapore is ranked number 4 as one of the world’s highest cost of living and not surprisingly, among the top 10 most expensive cities to buy a property. Yet, it seems almost a given that most Singaporeans are home-owners, or […]

key-96233_1280

What’s The Consequences Of Pulling Out Of Your BTO Application?

BY Lynette Tan - November 23, 2015

Whether you are applying for your BTO flat for the first time or a second-time buyer looking to get a new flat, pulling out of your BTO applications can incur monetary losses as well as your future chances of getting […]