insurance

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Preparing for Retirement – Is CPF Life Adequate?

Singaporeans are living longer and as we age, we need to spend some time thinking about how we can finance our daily living expenses as we eventually stop work. Many of us may have the perception that we can rely […]

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How Much Should I Spend On Insurance Per Month?

Most Singaporeans are aware that simply relying on their Medishield life plan to fully cover their insurance needs is not enough. This is why many people take on private insurance policies as well. If you are thinking of getting some […]

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5 Types Of Startups That Make Our Lives More Convenient

Since the startup revolution, we’ve seen quite a number of new services “disrupt” the traditional way we do things, and some of these services have actually helped many of us save time and money, making life more convenient on a […]

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4 Costly Insurance Misconceptions You Should Avoid

Many of us may agree that insurance is a necessity in our lives to protect us against unfortunate incidents in our lives – sickness, accidents and death. But because it is not a product or concept that we learn in […]

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In This Age Of DIY Insurance, Is The Insurance Agent Still Relevant?

There has been a lot of shift in the personal finance industry in the last 2 years, specifically towards automation and robo-advisory. On the provider’s site, using technology can help cut costs on human resources as customers go online for […]

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A Freelancer’s Personal Finance Guide

Sleeping in on a Monday, having 2-hour lunches or working from the poolside in a resort in Bali… such is the imagined life of the freelancer. While freelancing definitely gives you much more freedom, are you prepared for it? As […]

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6 Key Moments In Life Where You Need To Review Your Finances

Maybe you are living from paycheck to paycheck, or perhaps you are one of those who has started out saving half of your salary every month since you’ve started working. But our financial situation and priorities change as we grow […]

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5 Ways to Make The Most Of Your Insurance Policies

Most of us in Singapore know the importance of getting personal insurance in order to give us additional coverage on top of what we have from our CPF. Many of us also end up taking up insurance policies and not remembering […]

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Here’s What You’re Missing In Your Family’s Insurance Needs

Did you always think that it is your own responsibility to take care of your own insurance needs? While our Medishield Life may provide some help, it is highly unlikely that we will have enough money to cover our medical […]

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How You Can Get Terrorism Coverage In Your Insurance Plans

In the last 1 to 2 years, there has been an increase in the number of terrorism-related incidents happening world-wide. What’s scary is that terrorism can hit anytime, anywhere; not just when you are travelling, but it can also happen […]

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Zika And Insurance – What You Need To Know

So the Zika virus has officially landed in Singapore and is creating some panic around. As commonly seen with other kinds of “outbreak”, Singaporeans have been quick to snap up mosquito repellent, insecticides and other what-not to protect themselves. Living […]

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Direct Purchase Insurance VS Insurance Agent

Since April 2015, the Monetary Authority of Singapore(MAS) has launched their Direct Purchase Insurance(DPI) initiative called CompareFIRST, allowing consumers to compare and buy basic life insurance products on a portal instead of going through and insurance agent. While it is […]

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5 Questions You Need To Ask Your Insurance Agent Before Signing Anything

Most Singaporeans agree that getting insurance is much needed as our CPF only provide us with a very basic amount of coverage. Yet, we often view the insurance industry and agents with a kind of apprehension, partly because of the […]

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NOW Is The Time To Start Financial Planning

Many people talk about achieving financial freedom as their ultimate goal, but neglect the fact that perhaps, the first step it to have a sound financial plan. The best time to start financial planning is when you are earning your […]

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Does The Elderly In Singapore Need Insurance?

As most of us grow older, we start to realise the importance of insurance as we face more health issues in our lives. Or perhaps, you have started on your own family and are considering the retirement and health care […]

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Here Is Why You Need A Critical Illness Insurance

Our worst nightmare when it comes to insurance claims might be the day where we are diagnosed with a critical illness(that requires a huge financial outlay) and to realise that we are not able to proceed with any claims because […]

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Standard B1 Class Integrated Shield Plan – Should you consider it?

As if insurance is not confusing enough, we’ve got a new “Standard B1 Class Integrated Shield Plan” coming right up in May. What is that again? For normal people who do not really care about Medishield or health insurance until […]

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7 Deadly Sins of Health Insurance

So we all know that taking up health insurance is essential in Singapore, given the high medical costs involved. So you thought you’ve got yourself covered when you signed up for one. If that’s the case, why are there stories […]

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3 Smart Ways To Use Your Bonus Instead Of Squandering It Away

We are nearing the end of the year and also close to what most employees are looking forward to each year – annual bonus! Business sentiments hasn’t been the best this year, and many of us may expect a smaller […]

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15 Insurance Terms Everyone Should Know

Do you sometimes find it hard to understand the various terms and jargons in your insurance policies? Here at Moneyline, we’ve made it easy for you to understand some of these commonly used terms in insurance policies with this handy […]

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Insurance Needs For Different Life Stages

It’s a difficult task to determine which type of insurance is the “right” type for us. There seems to be a never-ending amount of insurance needs that one can have and most people might be afraid to miss out on […]

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Credit Cards with Free Travel Insurance Coverage

We are moving towards the end of the year, which means it’s the festive holiday season! If you are thinking of travelling overseas, you might be considering taking up a travel insurance. Besides taking up travel insurance separately, do you […]

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Know Your Objectives Before Buying Insurance

You will notice that as you progress along the life stages, you become more and more aware of your insurance needs. Gone are the days where you only think about paying your bills and getting through the month with your […]

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With The New Medishield Life, Do I Still Need An Integrated Shield Policy?

The new Medishield Life Plan officially replaced the Medishield to provide basic health insurance coverage for Singaporeans and PRs on November 1, 2015. The new plan promised a wider insurance coverage such as higher claim limits and lifetime coverage so […]

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Five Tips To Stretch Your Dollar When Seeing A Doctor

Feeling a little under the weather due to the haze? During the ‘haze season’, you might suffer from small ailments like runny nose, sore throat or eye inflammation. While these are little cause for alarm, the unabated PSI may mean […]

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Understanding MediShield Life, Integrated Shield plans & Rider policies to keep your healthcare costs affordable

If you haven’t been staying in a hole, you might have heard of the new Medishield Life plan that the Singapore government will roll out in November 2015. This is timely, given that healthcare costs might be one of Singaporeans’ […]

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How to Choose a Great Financial Advisor

There are lots of websites these days providing comparison on financial products such as insurance and credit cards. Specifically, the recently launched CompareFirst Website that allows individuals to compare life insurance policy has drawn some attention. Does that mean Financial […]

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Choosing between Term & Life Insurance

Many of you may have heard of the terms life insurance and term insurance; but do you know the difference? As with all things, each of them has its own benefits, but you will have to first start with your […]

Securing Your Retirement Income in Singapore

Securing Your Retirement Income in Singapore It is never too late or too early to plan for retirement in Singapore, If you’re retiring soon, you need to make some big decisions about how to turn your whole life savings or […]