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  • Home Loan Glossary

    The Complete Glossary Of Terms That Every Homeowner Must Know

    BY Eugene - August 19, 2018

    The process of buying your first home is just like learning a new language. There are so many terms that you have never came across. If you are an aspiring homeowner, you need to be prepared to learn some of those property […]

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    101 Guide To Buying Insurance Online: What To Look Out For And How To Get The Best Deal

    BY admin - August 9, 2018

    Digitalisation has been a disruptive force in recent years. Many financial services have been hit by the digitalisation wave. For example, digitalisation has transformed payments from cash to online payments. It has also reshaped how marketing campaigns are pushed out […]

  • Home Loan Comparison

    The Ultimate Guide To Sourcing For The Best Home Loan In Singapore

    BY Eugene - July 31, 2018

    Getting a home loan is a huge financial commitment. One wrong move can put your finances in ruins and even jeopardize your other financial goals. To help our readers make the right home loan decisions, we created a blueprint of […]

  • Happy family with children in bed, asian people

    How Much Should I Spend On Insurance Per Month?

    BY Lynette Tan - July 30, 2018

    Most Singaporeans are aware that simply relying on government initiatives such as MedishieldLife or Dependent Protection Schemes to fully cover their insurance needs is not enough. This is why many people take on additional private insurance policies. If you are thinking, […]

  • Home Loan BTO

    Moneyline.SG’s 7-Step Guide To Buying A BTO In Singapore

    BY Eugene - July 24, 2018

    For many Singaporeans, getting a build-to-order (BTO) is like a rite of passage that marks your transformation from a teenager to an adult. Getting a BTO involves a significant change in both lifestyle and finances. It also signals your intent […]

  • Home loan variable rate

    Demystifying Floating Interest Rates For Every Singaporean Who Aspires To Own A Home

    BY Eugene - July 2, 2018

    To own a home is the dream of many Singaporeans. Owning a home is not as simple as it sounds though. From choosing the location to getting a good price to finding the best home loan deals, not a single […]

  • Careshield

    6 Changes To Eldershield That You Must Know

    BY Eugene - June 26, 2018

    Change is the only constant. Cliché as it may sound, but it is true, even for some of the oldest public schemes in Singapore. From 2020 onwards, Singaporeans will no longer be covered by ElderShield. Instead, CareShield Life will replace […]

  • insurance mistake

    The Biggest Insurance Mistake That Most Singaporeans Make And How To Fix It

    BY Eugene - May 27, 2018

    For the first time ever, the Life Insurance Association (LIA) commissioned a study into Singaporeans’ critical illness (CI) coverage as part of its annual Protection Gap Study. As Singaporeans live increasingly longer thanks to better healthcare services, the chances of […]

  • Credit Card Pocket

    3 Things To Look Out For When Choosing A Credit Card

    BY Eugene - May 10, 2018

    Getting a credit card in today’s digital age is easy. The only thing you have to do is to go online, search on Google, fill in the online application and ta-da, you get your credit card in your letter box […]

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    How To Check Your Credit Score With Banks

    BY Eugene - April 27, 2018

    Understanding Your Credit Reputation Credit is prevalent in our everyday lives nowadays. It is hard to find anyone without a credit facility these days, be it credit card, motor vehicle or mortgage loan. In the year of 2017 alone, over […]

  • 5 asset

    5-Minute Guide To Investment Assets Everyone Should Understand

    BY admin - March 28, 2018

    Investing is a time-tested way to build your wealth over time. But with so many different investment assets, it can be daunting to start investing. We want to help you remove your psychological barriers towards investing so that you can […]

  • Financial Flowchart

    4 Money Tools Every Financially Savvy Singaporean Should Know

    BY admin - March 19, 2018

    For the fifth year in a row, Singapore has been named the world’s most expensive city in the world. Living in the most expensive city in the world can be financially stressful unless you know some saving hacks to help […]

  • Savings

    Busting 4 Myths to Change Your Mind About Saving

    BY admin - March 8, 2018

    The concept of saving might be simple, it’s an act that some of us struggle with on a daily basis. Part of the struggle is because of savings myth that are crippling our savings mindset. So, here are four common […]

  • free

    7 absolutely necessary adulting tips for Singapore’s millennials

    BY Lynette Tan - March 1, 2018

    So you are graduating this year and are wondering what’s gonna happen after you are out of school. “Should I travel?” “Start sending resumes now?” Becoming an “adult” can be scary, but it doesn’t have to be so hard if […]

Illustration of home loan concept with icons

Is It A Good Time Now To Take Up A Fixed Rate Mortgage Loan?

BY Lynette Tan - October 3, 2017

It seems that the housing market in Singapore is finally seeing some light, after recent data showed that the private property index increased 0.5% in Q3, its first uptick after 15 periods of decline. This implies that the worst might […]

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Why 2017 Is A Good Year To Buy A New Home

BY Lynette Tan - January 4, 2017

Are you one of those who has been thinking about buying a new home but is trying to catch the bottom? Well, we all know that catching the lowest price is always difficult, but you can probably make do with […]

family, child and parenthood concept - happy mother kissing smiling baby

6 Key Moments In Life Where You Need To Review Your Finances

BY Lynette Tan - November 7, 2016

Maybe you are living from paycheck to paycheck, or perhaps you are one of those who has started out saving half of your salary every month since you’ve started working. But our financial situation and priorities change as we grow […]

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20, 25 Or 30 Years… Should I Choose A Shorter Or Longer Home Loan Tenor?

BY Lynette Tan - July 24, 2016

At first glance, the answer seems pretty obvious to most people. Short loan tenor means less interest to pay over the loan tenor, so it must be better right? Well, we wish everything were as straight-forward. After all, there’s a […]

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“My Home loan was turned down…” – Why & How to Prevent it from happening

BY Lynette Tan - July 11, 2016

So you’ve found your dream home and is now awaiting the approval of the home loan when you get a rude shock from the bank to know that the loan application was rejected. How did this happen? You try to […]

Illustration concepts Debt

What To Do When Your Mortgage Loan Becomes Unaffordable

BY Lynette Tan - June 6, 2016

It’s official, Singapore’s home prices are considered “seriously unaffordable”. According to the 12th Annual Demographia International Housing Affordability Survey, Singapore has a “seriously unaffordable” rating of 5.0. Yet, the percentage of home-ownership in Singapore remains extremely high at more than […]

Magnifying glass over document, highlighting the words "read the fine print".  Cyan toned image.

The DBS May Day 1% Home Loan Offer – Should You Sign Up?

BY Lynette Tan - May 16, 2016

I recently logged into my ibanking account on DBS and saw that DBS is running a May Day Home Loan offer – 1% fixed rate for the first year. I did a double-take; while I’m not looking at taking a […]

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10 Mortgage Jargon Everyone Should Know Before Taking A Home Loan

BY Lynette Tan - February 25, 2016

Singapore is ranked number 4 as one of the world’s highest cost of living and not surprisingly, among the top 10 most expensive cities to buy a property. Yet, it seems almost a given that most Singaporeans are home-owners, or […]

Condominiums Building Construction with Multiple Cranes in Asian City

Understanding Mortgage Payments – Progressive Payment Scheme

BY Lynette Tan - October 28, 2015

When looking at buying a new home, many buyers do their homework diligently – location search, ensuring they choose the best mortgage loans and making sure they meet all the eligibility criteria. But when it comes to payments, many may […]

Asian family lifestyle at home. Father playing with baby boy.

Mortgage Insurance – Is it necessary?

BY Lynette Tan - September 2, 2015

While there’s a lot of talk about buying health insurance or taking a mortgage loan, people seldom mention mortgage insurance. So what exactly is it? Will it help you and do you need it? Let’s find out. What is Mortgage […]