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  • Credit Card Pocket

    3 Things To Look Out For When Choosing A Credit Card

    BY Eugene - May 10, 2018

    Getting a credit card in today’s digital age is easy. The only thing you have to do is to go online, search on Google, fill in the online application and ta-da, you get your credit card in your letter box […]

  • OJ91AI0

    How To Check Your Credit Score With Banks

    BY Eugene - April 27, 2018

    Understanding Your Credit Reputation Credit is prevalent in our everyday lives nowadays. It is hard to find anyone without a credit facility these days, be it credit card, motor vehicle or mortgage loan. In the year of 2017 alone, over […]

  • 5 asset

    5-Minute Guide To Investment Assets Everyone Should Understand

    BY admin - March 28, 2018

    Investing is a time-tested way to build your wealth over time. But with so many different investment assets, it can be daunting to start investing. We want to help you remove your psychological barriers towards investing so that you can […]

  • Financial Flowchart

    4 Money Tools Every Financially Savvy Singaporean Should Know

    BY admin - March 19, 2018

    For the fifth year in a row, Singapore has been named the world’s most expensive city in the world. Living in the most expensive city in the world can be financially stressful unless you know some saving hacks to help […]

  • Savings

    Busting 4 Myths to Change Your Mind About Saving

    BY admin - March 8, 2018

    The concept of saving might be simple, it’s an act that some of us struggle with on a daily basis. Part of the struggle is because of savings myth that are crippling our savings mindset. So, here are four common […]

  • free

    7 absolutely necessary adulting tips for Singapore’s millennials

    BY Lynette Tan - March 1, 2018

    So you are graduating this year and are wondering what’s gonna happen after you are out of school. “Should I travel?” “Start sending resumes now?” Becoming an “adult” can be scary, but it doesn’t have to be so hard if […]

  • Happy Asian family

    Planning for the care and financial needs of your elderly parents

    BY Lynette Tan - February 26, 2018

    The once a year Singapore has been announced on February 19 2018 and there were a number of expected and surprising changes. The focus this year is on tackling 3 key issues Singapore is facing: Shift in global economic weight […]

  • Invest

    Avoid These 4 Investing Mistakes Singaporeans Often Make

    BY Eugene - February 20, 2018

    From chope-ing seats at hawker centres to the way we speak, Singaporeans are known to be notoriously efficient. One area that Singaporeans want to be particularly efficient in is investing. The idea of making your money work harder than you […]

  • millennial

    How millennials can save money – starting young

    BY Lynette Tan - February 14, 2018

    According to a shocking CNBC report, more and more millennials are having trouble saving money. In fact, according to a survey mentioned in the report, the percentage of young millennials with $0 savings rose from 31% in 2016 to 46% […]

  • Financial Management

    4 Free Financial Services Every Singaporean Should Take Advantage Of

    BY Eugene - February 12, 2018

    Being resourceful is one of the strengths of Singaporeans. From looking out for the latest food craze to the best food discount in town, Singaporeans have done it all. Unfortunately, such resourcefulness has been limited to food, rather than our […]

  • fire insurance

    Does my insurance cover a house fire?

    BY Lynette Tan - February 7, 2018

    Three years ago, a survey conducted by insurance company AIG found that 75% of those interviewed believed that a fire insurance will cover loss of home items due to fire, water damage or accidents. Often, when we see a fire […]

  • family

    4 Money Lesson You Should Be Learning From Your Parents

    BY admin - February 4, 2018

    From walking to talking, parents have constantly been a source of our learning. Parents are always imparting their life lessons to us so that we can become more accomplished individuals. The way we think about money and utilize our money […]

  • emergency

    What’s the probability of suffering from critical illness in Singapore?

    BY Lynette Tan - January 30, 2018

    When deciding if one should buy Critical Illness(CI) insurance, discussion often surrounds how it may not be a worthwhile purchase as it is considered expensive relative to other types of health insurance. Many may view the purchase of an insurance […]

  • Savings

    Should Singapore Savings Bond Replace Your Fixed Deposits?

    BY Eugene - January 24, 2018

    Fixed deposits are the traditional choice when we think about earning interest with our additional savings. However, the Singapore Savings Bond (SSB) was introduced back in 2015 to give Singaporeans an additional (and better) option of parking their money. What […]

choice

5 Factors To Consider Before Taking Up A Sale Of Balance Flat

BY Lynette Tan - August 2, 2017

So the internet has been abuzz with news of the August BTO exercise, where 5,200 new homes were launched, and featuring the first Re-offer of Balance Flats (ROF)exercise as well. For the ROF, 1,394 unsold flats from the November 2016 […]

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5 Types Of Startups That Make Our Lives More Convenient

BY Lynette Tan - March 13, 2017

Since the startup revolution, we’ve seen quite a number of new services “disrupt” the traditional way we do things, and some of these services have actually helped many of us save time and money, making life more convenient on a […]

Bidding on a home, gavel and house concept for home ownership, buying, selling or foreclosure

Hunting For Mortgagee Sales Bargain? You Might Want To Read This First

BY Lynette Tan - May 24, 2016

Mortgagee sales have been on the rise recently, with property consultancy Colliers saying that it has reached an 8-year high in Q12016. This is a 25% year-on-year increase compared to the same quarter in 2015, and at a recent auction […]

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Looking To Refinance Your Home Loans In 2016? Take Note Of These 3 Possible Barriers.

BY Lynette Tan - February 1, 2016

It’s no longer fresh news to mortgage borrowers that rising interest rates have kicked in. In the past month, the benchmark 3-month SIBOR rate that’s used to price home loans here have risen 0.05% to around 1.254%. And it’s only […]

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Are Fixed Deposit Home Loans Your Best Bet Now?

BY Lynette Tan - January 18, 2016

Declining property prices might be good news for those looking to buy a new home, yet rising interest rates are causing anxiety for those looking to take up mortgage loans. In fact, the benchmark three-month Singapore interbank offered rate(SIBOR), which […]

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Waiting To Buy A BTO Flat? Expect High Demand In The November Launch

BY Lynette Tan - November 16, 2015

Waiting patiently for the November launch of Build-To-Order(BTO) flats? The November BTO exercise is announced to be launched sometime in the next two weeks, and applicants will be happy to know that there will be a mega launch of 12,000 […]

Couple with a kid in front of a house in modern residential area

3 Mortgage Products That Guard Against Rising Interest Rates

BY Lynette Tan - October 24, 2015

Those who are looking at the current property market situation in Singapore in the hope of buying new homes might be very happy to know that prices are coming down. Increased supply of new homes, gradually declining prices all make […]

home

Raising The Income Ceiling For Public Housing – How Will It Affect Buyers?

BY Lynette Tan - August 31, 2015

At the recent National Day Rally, Prime Minister Lee Hsien Loong announced an increase in the income ceiling cap for buyers of public housing in Singapore. This is to ensure that more Singaporean households are eligible to buy HDB flats […]