mortgage

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Is It A Good Time Now To Take Up A Fixed Rate Mortgage Loan?

It seems that the housing market in Singapore is finally seeing some light, after recent data showed that the private property index increased 0.5% in Q3, its first uptick after 15 periods of decline. This implies that the worst might […]

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Single, 35 And Looking To Buy A Property?

Singaporeans are getting married later and later, and even fewer are getting married these days. The phenomenon not only has a huge impact on the society, but there are also certain problems on an individual level. For one, getting a […]

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5 Reasons Your Home Loan Rates Are Not The Best

With property prices on a seemingly downtrend and a steady supply of both private and executive condominiums in the market, is it time for the savvy investor to enter the market? Since most investors would take some form of home […]

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“My Home loan was turned down…” – Why & How to Prevent it from happening

So you’ve found your dream home and is now awaiting the approval of the home loan when you get a rude shock from the bank to know that the loan application was rejected. How did this happen? You try to […]

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What To Do When Your Mortgage Loan Becomes Unaffordable

It’s official, Singapore’s home prices are considered “seriously unaffordable”. According to the 12th Annual Demographia International Housing Affordability Survey, Singapore has a “seriously unaffordable” rating of 5.0. Yet, the percentage of home-ownership in Singapore remains extremely high at more than […]

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Hunting For Mortgagee Sales Bargain? You Might Want To Read This First

Mortgagee sales have been on the rise recently, with property consultancy Colliers saying that it has reached an 8-year high in Q12016. This is a 25% year-on-year increase compared to the same quarter in 2015, and at a recent auction […]

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10 Mortgage Jargon Everyone Should Know Before Taking A Home Loan

Singapore is ranked number 4 as one of the world’s highest cost of living and not surprisingly, among the top 10 most expensive cities to buy a property. Yet, it seems almost a given that most Singaporeans are home-owners, or […]

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Looking To Refinance Your Home Loans In 2016? Take Note Of These 3 Possible Barriers.

It’s no longer fresh news to mortgage borrowers that rising interest rates have kicked in. In the past month, the benchmark 3-month SIBOR rate that’s used to price home loans here have risen 0.05% to around 1.254%. And it’s only […]

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Understanding Mortgage Payments – Progressive Payment Scheme

When looking at buying a new home, many buyers do their homework diligently – location search, ensuring they choose the best mortgage loans and making sure they meet all the eligibility criteria. But when it comes to payments, many may […]

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3 Mortgage Products That Guard Against Rising Interest Rates

Those who are looking at the current property market situation in Singapore in the hope of buying new homes might be very happy to know that prices are coming down. Increased supply of new homes, gradually declining prices all make […]

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Mortgage Insurance – Is it necessary?

While there’s a lot of talk about buying health insurance or taking a mortgage loan, people seldom mention mortgage insurance. So what exactly is it? Will it help you and do you need it? Let’s find out. What is Mortgage […]

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Raising The Income Ceiling For Public Housing – How Will It Affect Buyers?

At the recent National Day Rally, Prime Minister Lee Hsien Loong announced an increase in the income ceiling cap for buyers of public housing in Singapore. This is to ensure that more Singaporean households are eligible to buy HDB flats […]