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  • Disappointment

    Disappointed With Your Endowment Returns? It’s Time To Consider ETFs

    BY Eugene - January 17, 2018

    Many years ago, insurance is purely about protection. You would buy an insurance to protect the family’s financials in the event of any mishap to your family’s breadwinner. But insurance has evolved into a whole new beast with time. Today, […]

  • directions

    4 ways to buy insurance – which is best?

    BY Lynette Tan - January 11, 2018

    Do you know that other than going straight to the insurance agent your friend referred you to, there are many other ways you can purchase an insurance policy? Which of these is the best way and how do you spot […]

  • Retirement Holiday

    4 Saving Hacks That Could Get You Closer To A Dream Retirement

    BY Eugene - January 10, 2018

    Lying on the beach chair and enjoying the sunset in Hawaii; Travelling and enjoying the way of life in Europe. These are some of the dream retirements that we all have at the back of our minds. But before you […]

  • PC and paper

    5 factors to consider when choosing a term insurance

    BY Lynette Tan - January 4, 2018

    We’ve previously written about why term insurance makes sense for most people, providing a cost-effective way to get protection without costing an arm and a leg. So whether you are looking to buy an insurance for yourself for the first […]

  • Savings

    3 CPF Hacks You Wish You Knew When You’re Young

    BY admin - January 4, 2018

    Central Provident Fund (CPF) is one of those underappreciated schemes among Singaporeans. This is largely due to the fact that we cannot “touch” the money in our CPF until we are at retirement age. But it doesn’t mean that CPF […]

  • financial planner

    A Percentage Guideline to Your Household Expenditure

    BY Eugene - December 30, 2017

    Some time ago, CNBC published an article on a financial planner’s view on how a US Citizen should spend his/her money, with respect to their income bracket. As a financial planner myself, having the privilege to manage and assess the […]

  • money

    5 Ways to save more money and grow your wealth in 2018  

    BY Lynette Tan - December 27, 2017

    With 2018 just around the corner, it might be the right time to think about some of your financial goals and resolutions for the coming year. The year ahead does look to be more optimistic, with GDP growth forecast revised […]

  • xmas2017

    Your Ultimate Last Minute Xmas Guide 2017 – Where to eat, what to buy

    BY Lynette Tan - December 20, 2017

    Are you feeling the festive spirit yet? With the amount of feasting and gifting going on this week, you might not be in the best mood for work. Why not check out our 2-minute guide to plan out your last […]

  • calculate insurance

    3 Signs to Know If You Have Enough Insurance Coverage

    BY Eugene - December 20, 2017

    There are so many variations of insurance out in the market. It is difficult for financial advisors to tell them apart, let alone consumers who have little clue how to differentiate them. It is no wonder consumers like you and […]

  • bitcoin

    Making Sense of Cryptocurrency

    BY Lynette Tan - December 14, 2017

    In recent months, you must have heard and read a lot of news regarding the phenomenal price spurts of Bitcoin. Within a single month, Bitcoin has risen more than 115%, and over 1,500 % in a year. As of the […]

  • Financial Resolution

    3 Assets You Should Consider Investing In 2018

    BY Eugene - December 10, 2017

    As the end of the year approaches, many of us would be reviewing our financial resolution for 2017. At the same time, we would be thinking ahead on what are the types of financial resolution we want to achieve in […]

  • Home Loan

    Guide To Mortgage Loans: HDB Loan vs Bank Loan

    BY admin - December 6, 2017

    Getting a home is the foundation to starting families in Singapore, according to Singaporeans. Thus, if you are considering whether to get a HDB loan or a bank home loan in Singapore to finance your home in the near future, […]

  • ben-white-137387

    Should I surrender my Life Insurance?

    BY Lynette Tan - December 5, 2017

    For some of us who may be going through a phase of higher financial commitment, surrendering our life insurance policy may come to mind. After all, with all that monthly bills piling up and loans to repay, servicing our insurance […]

  • Asking questions

    Are You Ready To Invest? Answer These 4 Questions First

    BY Eugene - December 1, 2017

      Heard about investing from hearsay and thinking about committing your money into one? Then here are four questions you need to answer first before you can say that you are ready. Do You Have An Emergency Fund Prepared? The […]

  • wall with the drawing of dark clouds, rain and one umbrella, concept of protection and security (3d render)

    Why Term insurance makes sense for most people

    BY Lynette Tan - November 24, 2017

    Ask around and you will realise that almost everyone owns a whole life insurance or some sort of an investment-linked insurance plan. By now, most people should know that there’s a cheaper alternative which exists in the form of Term […]

university

Saving For Your Child’s Tertiary Education Fund

BY Lynette Tan - June 27, 2017

Many Singaporeans know that bringing up a child in Singapore is an expensive endeavour. This is especially true when we think about the education needs of the child as he or she grows. From childcare to university, parents always want […]

couple

5 Ways Couples Can Manage Their Finances Successfully Together

BY Lynette Tan - February 13, 2017

Don’t we all hate to discuss money with our loved ones? Yet, money is such a prevalent part of life, and any couple, especially married ones, will need to face money issues together in order to life peacefully and happily […]

family, child and parenthood concept - happy mother kissing smiling baby

6 Key Moments In Life Where You Need To Review Your Finances

BY Lynette Tan - November 7, 2016

Maybe you are living from paycheck to paycheck, or perhaps you are one of those who has started out saving half of your salary every month since you’ve started working. But our financial situation and priorities change as we grow […]

strategy-1080528_1280

3 Smart Ways To Use Your Bonus Instead Of Squandering It Away

BY Lynette Tan - December 30, 2015

We are nearing the end of the year and also close to what most employees are looking forward to each year – annual bonus! Business sentiments hasn’t been the best this year, and many of us may expect a smaller […]

Hand and investment sign with dark background.

4 Questions To Help You Kick-start Your Investment Journey

BY Lynette Tan - November 9, 2015

Investing seems to be the buzz word these days, as savings no longer help us to preserve wealth with inflation eating into our savings over time. While Singapore has gained its reputation as the regional financial hub, it seems many […]

stock-exchange-913982_1280

Low Take Up Of Singapore Savings Bonds – Stocks Markets Prove More Lucrative?

BY Lynette Tan - October 8, 2015

Many Singaporeans were excited about the prospect of being able to invest in the Singapore Savings Bond – an investment product that is principal-guaranteed, provides great liquidity, offers step-up interest and comes with a low starting capital. In fact, the […]

Couple fight with a woman screaming on a megaphone to a man, concept for real marriage life

The Money Conversation You Need To Have With Your Partner Before Getting Married

BY Lynette Tan - August 20, 2015

Getting married is a happy occasion, and many people(especially ladies!) spend lots of time planning for it. In Singapore, especially where wedding costs are typically in the 5-figure range, planning your wedding and taking care of the budget can literally […]