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  • Invest

    Avoid These 4 Investing Mistakes Singaporeans Often Make

    BY Eugene - February 20, 2018

    From chope-ing seats at hawker centres to the way we speak, Singaporeans are known to be notoriously efficient. One area that Singaporeans want to be particularly efficient in is investing. The idea of making your money work harder than you […]

  • millennial

    How millennials can save money – starting young

    BY Lynette Tan - February 14, 2018

    According to a shocking CNBC report, more and more millennials are having trouble saving money. In fact, according to a survey mentioned in the report, the percentage of young millennials with $0 savings rose from 31% in 2016 to 46% […]

  • Financial Management

    4 Free Financial Services Every Singaporean Should Take Advantage Of

    BY Eugene - February 12, 2018

    Being resourceful is one of the strengths of Singaporeans. From looking out for the latest food craze to the best food discount in town, Singaporeans have done it all. Unfortunately, such resourcefulness has been limited to food, rather than our […]

  • fire insurance

    Does my insurance cover a house fire?

    BY Lynette Tan - February 7, 2018

    Three years ago, a survey conducted by insurance company AIG found that 75% of those interviewed believed that a fire insurance will cover loss of home items due to fire, water damage or accidents. Often, when we see a fire […]

  • family

    4 Money Lesson You Should Be Learning From Your Parents

    BY admin - February 4, 2018

    From walking to talking, parents have constantly been a source of our learning. Parents are always imparting their life lessons to us so that we can become more accomplished individuals. The way we think about money and utilize our money […]

  • emergency

    What’s the probability of suffering from critical illness in Singapore?

    BY Lynette Tan - January 30, 2018

    When deciding if one should buy Critical Illness(CI) insurance, discussion often surrounds how it may not be a worthwhile purchase as it is considered expensive relative to other types of health insurance. Many may view the purchase of an insurance […]

  • Savings

    Should Singapore Savings Bond Replace Your Fixed Deposits?

    BY Eugene - January 24, 2018

    Fixed deposits are the traditional choice when we think about earning interest with our additional savings. However, the Singapore Savings Bond (SSB) was introduced back in 2015 to give Singaporeans an additional (and better) option of parking their money. What […]

  • Disappointment

    Disappointed With Your Endowment Returns? It’s Time To Consider ETFs

    BY Eugene - January 17, 2018

    Many years ago, insurance is purely about protection. You would buy an insurance to protect the family’s financials in the event of any mishap to your family’s breadwinner. But insurance has evolved into a whole new beast with time. Today, […]

  • directions

    4 ways to buy insurance – which is best?

    BY Lynette Tan - January 11, 2018

    Do you know that other than going straight to the insurance agent your friend referred you to, there are many other ways you can purchase an insurance policy? Which of these is the best way and how do you spot […]

  • Retirement Holiday

    4 Saving Hacks That Could Get You Closer To A Dream Retirement

    BY Eugene - January 10, 2018

    Lying on the beach chair and enjoying the sunset in Hawaii; Travelling and enjoying the way of life in Europe. These are some of the dream retirements that we all have at the back of our minds. But before you […]

  • PC and paper

    5 factors to consider when choosing a term insurance

    BY Lynette Tan - January 4, 2018

    We’ve previously written about why term insurance makes sense for most people, providing a cost-effective way to get protection without costing an arm and a leg. So whether you are looking to buy an insurance for yourself for the first […]

  • Savings

    3 CPF Hacks You Wish You Knew When You’re Young

    BY admin - January 4, 2018

    Central Provident Fund (CPF) is one of those underappreciated schemes among Singaporeans. This is largely due to the fact that we cannot “touch” the money in our CPF until we are at retirement age. But it doesn’t mean that CPF […]

  • financial planner

    A Percentage Guideline to Your Household Expenditure

    BY Eugene - December 30, 2017

    Some time ago, CNBC published an article on a financial planner’s view on how a US Citizen should spend his/her money, with respect to their income bracket. As a financial planner myself, having the privilege to manage and assess the […]

  • money

    5 Ways to save more money and grow your wealth in 2018  

    BY Lynette Tan - December 27, 2017

    With 2018 just around the corner, it might be the right time to think about some of your financial goals and resolutions for the coming year. The year ahead does look to be more optimistic, with GDP growth forecast revised […]

  • xmas2017

    Your Ultimate Last Minute Xmas Guide 2017 – Where to eat, what to buy

    BY Lynette Tan - December 20, 2017

    Are you feeling the festive spirit yet? With the amount of feasting and gifting going on this week, you might not be in the best mood for work. Why not check out our 2-minute guide to plan out your last […]

PC and paper

5 factors to consider when choosing a term insurance

BY Lynette Tan - January 4, 2018

We’ve previously written about why term insurance makes sense for most people, providing a cost-effective way to get protection without costing an arm and a leg. So whether you are looking to buy an insurance for yourself for the first […]

ben-white-137387

Should I surrender my Life Insurance?

BY Lynette Tan - December 5, 2017

For some of us who may be going through a phase of higher financial commitment, surrendering our life insurance policy may come to mind. After all, with all that monthly bills piling up and loans to repay, servicing our insurance […]

wall with the drawing of dark clouds, rain and one umbrella, concept of protection and security (3d render)

Why Term insurance makes sense for most people

BY Lynette Tan - November 24, 2017

Ask around and you will realise that almost everyone owns a whole life insurance or some sort of an investment-linked insurance plan. By now, most people should know that there’s a cheaper alternative which exists in the form of Term […]

Happy family with children in bed, asian people

How Much Should I Spend On Insurance Per Month?

BY Lynette Tan - March 20, 2017

Most Singaporeans are aware that simply relying on their Medishield life plan to fully cover their insurance needs is not enough. This is why many people take on private insurance policies as well. If you are thinking of getting some […]

paper umbrella and rain with insurance themed messages

4 Costly Insurance Misconceptions You Should Avoid

BY Lynette Tan - February 20, 2017

Many of us may agree that insurance is a necessity in our lives to protect us against unfortunate incidents in our lives – sickness, accidents and death. But because it is not a product or concept that we learn in […]

agent

In This Age Of DIY Insurance, Is The Insurance Agent Still Relevant?

BY Lynette Tan - January 16, 2017

There has been a lot of shift in the personal finance industry in the last 2 years, specifically towards automation and robo-advisory. On the provider’s site, using technology can help cut costs on human resources as customers go online for […]

insurance-man

5 Ways to Make The Most Of Your Insurance Policies

BY Lynette Tan - October 24, 2016

Most of us in Singapore know the importance of getting personal insurance in order to give us additional coverage on top of what we have from our CPF. Many of us also end up taking up insurance policies and not remembering […]

3d image of money fly in the sky

Am I Wasting My Money By Buying Insurance? – A Matter Of Perspective

BY Lynette Tan - July 18, 2016

When you buy things at a sale, are you wasting money or saving money? This is an apt example of putting your insurance expenses into perspective. While some may argue that buying what’s necessary at a sale is saving money, […]

Isolated studio shot of a dark haired caucasian woman comparing apples to oranges.

Direct Purchase Insurance VS Insurance Agent

BY Lynette Tan - July 4, 2016

Since April 2015, the Monetary Authority of Singapore(MAS) has launched their Direct Purchase Insurance(DPI) initiative called CompareFIRST, allowing consumers to compare and buy basic life insurance products on a portal instead of going through and insurance agent. While it is […]

Safety and life insurance concept - six hands assembling a colourful umbrella sheltering many people icons drawn on white papers.

Your Ultimate Guide to Understanding Life Insurance in Singapore

BY Lynette Tan - March 3, 2016

When it comes to the topic of insurance in Singapore, we tend to get a couple of stock response. Some feel that insurance providers and agents are “people out to cheat consumers’ money”, others find it too complicated a topic […]