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Lifetime Income Plan in Singapore (2026)

Q: Are my principal guaranteed as i draw out the income?

Yes, the plan does not deplete your principal . It provides payouts as part of the annual bonus declaration, similar to receiving a dividend, while ensuring your principal is fully or partially guaranteed starting from a specific year.

Learn about the different Lifetime Income plans and compare Lifetime Income plans from different insurers to find the plan that best generational income plan

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Lifetime Income Plan Overview

A Lifetime Income Plan ensures financial security across generations by providing a steady income stream. This product supports retirement while creating Three-Generational Payout structure, allowing wealth to be passed down efficiently. By covering essential expenses, healthcare, and future family needs, it reduces financial burdens and preserves a lasting Legacy. With strategic wealth transfer and tax-efficient planning, a lifetime income plan secures long-term stability and empowers future generations.

Generational

Secure your legacy with a Lifetime Income Plan, ensuring future generations receive a steady income stream and a valuable lump sum for long-term financial stability

Principal Guaranteed

Ensure your principal is fully guaranteed starting from as early as the 31st month, while enjoying a steady income payout for life. Surrender and Stop anytime

Lifetime Income

Enjoy a guaranteed lifetime income to cover essential expenses like healthcare, transportation, and entertainment, all without drawing down from your principal

Lifetime Income Plan F.A.Q

Find answers to commonly asked questions about Lifetime Income Plan in Singapore

Who is eligible to get Lifetime Income Plan?

You can get a lifetime income plan on your child’s life 30 days after he/she is born.

How to create a 3 Generational Plan?

As a parent, you can purchase the plan in your child’s name, ensuring you receive income during your lifetime. Through a will, you seamlessly transfer policy ownership to your child, allowing them to continue receiving income. Upon your child’s passing, a lump sum payout is secured for your grandchildren, creating a lasting financial legacy.

Are my principal guaranteed as i draw out the income?

Yes, the plan does not deplete your principal. It provides payouts as part of the annual bonus declaration, similar to receiving a dividend, while ensuring your principal is fully or partially guaranteed starting from a specific year.

What if i terminate the policy during the policy term?

You might suffer a loss of principal if the termination comes early on during the contract. Some of the plans here provide principal guaranteed from as early as the 31st month onwards, hence if you terminate beyond that time period, you will receive back your full principal.

How do i apply and pay?

After our insurance experts contact you via your form submission to clarify your needs and guide you through your options. You can then apply Lifetime Income plan with them via online or face to face submission. Premium payments can be made via credit card (recurring setup), GIRO, AXS (physical stations, website, or app), or bank transfer through online banking

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Lifetime Income Plan in Singapore (2026)

Lifetime Income Plan Overview

Generational

Principal Guaranteed

Lifetime Income

Sample Lifetime Income Quotes

Lifetime Income Plan F.A.Q

Get Quote for Lifetime Income Plan

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