The Global Macro Retirement Portfolio is a pure equity globally diversified strategy engineered to replace restrictive insurance plans and unpredictable dividend funds. By combining a core foundation of the world’s most dominant companies with a strategic, academically proven tilt toward undervalued and small-cap stocks, the portfolio captures reliable long-term growth while protecting your wealth against inflation and sector overexposure. Instead of relying on a fund manager’s whim for your yield, this “total return” approach allows you to dictate your exact automated monthly drawdown amount, giving you absolute control over your retirement paycheck. Backed by dedicated advisory coaching to keep you disciplined and prevent emotional mistakes during market volatility, it provides the perfect balance of capital appreciation, full liquidity, and stress-free, predictable income for the decades ahead.
Choose How Your Money Works For You
No lock-in. No insurance. Switch anytime. Cash or SRS.
Unlike insurance plans: zero lock-in, no surrender charges, full liquidity.
Why Choose an Advised Portfolio over a Robo-Advisor?
Robo-advisors offer low-cost automation, but retirement planning is highly personal. An advised portfolio provides the critical human element needed to navigate complex financial decisions and volatile markets.
Tailored Risk Profiling
Algorithms treat you as a data point. A dedicated advisor assesses your unique life situation, existing assets, and psychological risk tolerance to recommend the precise portfolio and strategy you need.
Behavioural Coaching
During market downturns, robos can’t stop you from panic-selling. Advisors provide the essential behavioral coaching to keep you disciplined, focused on the long term, and preventing costly emotional mistakes.
Holistic Integration
A robo-advisor only manages the money you give it. An advisor integrates this portfolio into your broader financial plan—considering your CPF, insurance coverage, and overall estate planning goals.
Why a Drawdown Equity Portfolio — Not a Dividend Fund?
Investment value can go down as well as up.
A risk profile assessment is required. Your advisor will recommend a suitable amount based on your risk tolerance, time horizon, and existing allocation.
Live Performance (Net of Fees)
Weighted daily returns of the 3 funds (live data powered by Yahoo Finance), compounded from a S$10,000 base, net of 1.09% p.a. fees.
Portfolio Track Record
Weighted average of actual fund returns (source: Yahoo/Morningstar, as of Mar 2026), net of 1.09% total fees p.a.
| Period | Fund A 34% | Fund B 33% | Fund C 33% | Wtd Gross | Net of 1.09% |
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* Source: Yahoo/Morningstar as of Mar 2026. Net = gross annualised minus 1.09% p.a. Fund mgmt fees already in NAV. Past performance ≠ future results.
Plan Your Retirement Income
| Year | Balance | Growth | — |
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Fee Structure (Incl. 9% GST)
Discover Your Suitability. Speak With An Advisor
* More detailed information about the specific underlying funds and strategy allocations will be shared during your complimentary consultation with a licensed financial advisor.