Moneyline.SG Articles

Understanding Your Finances



  • Illustration of home loan concept with icons

    Is It A Good Time Now To Take Up A Fixed Rate Mortgage Loan?

    BY Lynette Tan - October 3, 2017

    It seems that the housing market in Singapore is finally seeing some light, after recent data showed that the private property index increased 0.5% in Q3, its first uptick after 15 periods of decline. This implies that the worst might […]

  • expat

    Health Insurance For Foreigners In Singapore – Are They All Freaking Expensive?

    BY Lynette Tan - September 27, 2017

    It is no longer uncommon for Singaporeans to work alongside foreigners in Singapore. After all, more than half the population here are in fact, foreigners. As with their Singaporean co-workers, many foreigners are dumbfounded when it comes to getting insurance […]

  • Senior Couple Leisure Outside Concept

    Preparing for Retirement – Is CPF Life Adequate?

    BY Lynette Tan - September 18, 2017

    Singaporeans are living longer and as we age, we need to spend some time thinking about how we can finance our daily living expenses as we eventually stop work. Many of us may have the perception that we can rely […]

  • the-fullerton-golden-custard-mini-mooncake_orig

    It’s Mooncake Season – Mooncake Discounts With Your Favourite Credit Cards

    BY Lynette Tan - September 4, 2017

    Image Credits: Fullerton Hotel Singaporeans love the mid-autumn festival, mainly because we get to feast on this once-a-year delicacy call mooncakes. But these delicate pastries have been becoming more and more expensive each year, thanks to the clever use of […]

  • lips-sweet-red-skin-53960

    Diabetes – Singapore’s Silent Killer

    BY Lynette Tan - August 15, 2017

    As we celebrate the nation’s 52 birthday this month, PM Lee highlighted 3 important and urgent issues Singapore has to grapple with, one of which is the nation’s fight against diabetes. While we all know that Singapore has a rapidly […]

  • SG

    How To Save Money Living In The Most Expensive City In The World

    BY Lynette Tan - August 8, 2017

    You must have already heard that Singapore’s the most expensive city to live in the world. We’ve topped the charts for many things, and I’m not sure we’re proud that we’re first on the list for the world’s priciest city […]

  • choice

    5 Factors To Consider Before Taking Up A Sale Of Balance Flat

    BY Lynette Tan - August 2, 2017

    So the internet has been abuzz with news of the August BTO exercise, where 5,200 new homes were launched, and featuring the first Re-offer of Balance Flats (ROF)exercise as well. For the ROF, 1,394 unsold flats from the November 2016 […]

  • pregnancy

    Who Really Uses Maternity Insurance?

    BY admin - July 27, 2017

    When the word “insurance” comes up, most people instinctively think about life insurance or hospitalisation insurance. But when the conversation shifts to pregnancy, you may find that most people, especially anxious mothers-to-be, to be the least bit familiar with maternity […]

  • person-woman-apple-hotel

    4 Important Rental Tips For Those Who Are New To Singapore

    BY Lynette Tan - July 19, 2017

    Expat packages have fallen in recent years, leaving many of them struggling to find a rental home that is well within their means. While Singapore’s cost of living are generally low, the two costly essential exceptions come from housing and […]

  • car

    Uber Passenger Killed… And What Insurance Has To Do With It

    BY Lynette Tan - July 12, 2017

    On July 9 2017, a 31-year old man was killed after the Uber car he was in skidded and crashed into a tree. The driver was a 22-year old male who ended up unhurt. With the increase in private-hire vehicles […]

  • Group of Senior Retirement Friends Happiness Concept

    Understanding The SRS And Maximising Its Benefits

    BY Lynette Tan - July 5, 2017

    We might all be pretty familiar with using our CPF money for property financing and investment but the Supplementary Retirement Scheme(SRS) might be less heard of. Essentially, it is a savings scheme introduced to complement your CPF savings for retirement. […]

  • university

    Saving For Your Child’s Tertiary Education Fund

    BY Lynette Tan - June 27, 2017

    Many Singaporeans know that bringing up a child in Singapore is an expensive endeavour. This is especially true when we think about the education needs of the child as he or she grows. From childcare to university, parents always want […]

  • home-1622401_1280

    Is An Executive Condo A Worthwhile Purchase?

    BY Lynette Tan - June 21, 2017

    Those looking to buy a new home from the government are faced with 3 choices – BTO, resale HDB or an Executive Condominium. In the last few years, we’ve seen HDB resale prices skyrocketed to hit the million-dollar mark, which […]

  • Hand and investment sign with dark background.

    Are You Making The Most Of The CPF Investment Scheme?

    BY Lynette Tan - June 12, 2017

    Many Singaporeans use their CPF primarily to finance the buying of a property, since most believe that owning a home is still one of the best assets to have. For those that may not qualify for eligibility to buy a […]