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Picture Your Dream Retirement.
Are You On Track to Get There?
A comfortable Singapore retirement looks different for everyone. While CPF LIFE provides a great foundation, adding SRS and personal investments is how you unlock true financial freedom. Combine all your numbers here to see exactly where you stand.
comfortable lifestyle today
payouts can officially begin
combined for true freedom
Building your retirement projection…
CPF, SRS & investments — all combined into one picture
- Projecting CPF contributions year-by-year to age 65
- Calculating your FRS at age 55 (3.5% p.a. escalation)
- Estimating CPF LIFE Standard Plan monthly payout
- Modelling SRS & investment growth at 4% p.a.
- Combining all income streams vs inflation-adjusted lifestyle targets
Your Personalised Retirement Readiness Report · Singapore 2026
Your Retirement Score
All figures shown in future dollars at retirement (inflated at 2.5% p.a. to age 65). Today’s equivalent in brackets.
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💬 Message Us on WhatsApp*Projections use CPF contribution rates (OA 2.5% p.a., SA/RA 4% p.a., RA bonus up to 6% on first S$30k), FRS escalation of 3.5% p.a. (confirmed CPF Board rate 2023–2027), and a long-term planning inflation rate of 2.5% p.a. (consistent with DBS retirement research 2024; MAS 10-yr core inflation avg ~1.6%, with 2.5% used as a conservative planning assumption). Retirement income benchmarks are based on 2025 Singapore household expenditure data. All figures are illustrative estimates based on midpoint inputs and do not account for housing OA withdrawals, contribution gaps, or future policy changes. This does not constitute financial advice under the Financial Advisers Act (Cap. 110). Please consult a MAS-licensed financial adviser before making any decisions.